Credit Risk Analyst (m/ f/ d)

  • Risk
  • Remote job

Credit Risk Analyst (m/ f/ d)

Job description

Grover is the new alternative to buying or financing tech products

Grover offers a simple, monthly subscription model for the tech you love. We are the first financing company for the Circular Economy, breaking the link between ownership and usage. For a low monthly fee, private customers as well as businesses get access to a wide assortment of tech products at a fraction of the purchase price. We're on a mission to re-invent consumption and to make innovative technology accessible to everyone. As a member of the CE100 group of leading companies in the Circular Economy worldwide, we are at the forefront of reducing waste and establishing a more sustainable way of using products for both consumers and the environment.

To date, we have raised more than €60 million in equity and debt from investors including Samsung, Commerzbank and Global Founders Capital. LinkedIn ranks Grover as one of the Top 10 hottest startups to work for in Germany in 2019.

We are now looking for a Credit Risk Analyst  to support our Risk team. 


Your Role:

  • Support our Risk team to identify and mitigate risk across full customer lifecycle, from customer onboarding to individual financing decisions and delivery process

  • Support in building our consumer scoring process across several European markets 

  • Conduct initial and ongoing credit analysis on our customer base using financial databases, credit reference agency data & internal policies

  • Collaborate with all internal departments such as Technology, Finance, Product as well as External Stakeholders

  • Work on strategic underwriting projects (e.g. improving underwriting processes and policies, automation of underwriting processes, developing our scoring tool).


Requirements

Your Profile:

  • Min 2-3 years experience in similar roles at bank, credit rating agency, fintech startups etc.

  • Very good working knowledge of credit ratings, financial databases as well as digital trends

  • Experience with more than one markets is preferred

  • Strong analytical and decision-making skills and a structured and detail-oriented working style.

  • Fluent in English & least one other language (German, French, Dutch)

  • Ability to work in a fast paced environment, adapt quickly and make decisions rapidly, all while maintaining attention to detail and high quality decision making

  • Min availability of 6 months, with option to stay longer


What we offer you:

  • Entrepreneurial responsibility and flat-hierarchies

  • Ownership of your work

  • Modern, spacious office located in central Berlin

  • Open minded variety of nationalities

  • German Classes in the office

  • A fun workplace

  • Smunch

  • Fresh Fruit & Drinks

  • Team Events



About us

Grover is the European market leader in technology rentals, bringing the access economy to the consumer electronics market. If you want to work with a dedicated team at a purpose driven, fast-growing company, increasing consumer welfare around the world, join us now. At Grover, we value entrepreneurship, intelligence, and speed in everything we do. We're a team of over 80 creative and motivated minds, from more than 26 countries – which means our aims, beliefs, and ways of working are influenced by many different perspectives. We care for individuality and for team spirit, act courageously and communicate openly. In our HQ, in Berlin Mitte, there is plenty of space for fun, collaboration, and rethinking the way the world does, uses and values things.