Credit Risk Analyst (m/w/x)

  • Risk
  • Berlin, Berlin, Germany

Credit Risk Analyst (m/w/x)

Job description

Grover is the alternative to ordinary - rethink things.

Grover is the new choice for renting or financing tech products. We offer a simple, monthly subscription model for the tech you love. We are the first financing company whose main focus is the circular economy, breaking the barrier between ownership and usage. For a small monthly fee, private customers, as well as businesses, get access to a wide assortment of tech products at a fraction of the purchase price. We're on a mission to re-invent consumption and to make innovative technology accessible to everyone. As a member of the CE100 group of leading companies in the circular economy worldwide, we are at the forefront of reducing e-waste and establishing a more sustainable way of using products. To date, we have raised over €275 million in equity and debt financing from investors including Samsung, Commerzbank, and Global Founders Capital. LinkedIn ranked Grover as one of the Top 10 hottest startups to work for in Germany in 2019.

We are now looking for a Credit Risk Analyst to join our talented Business IntelligenceRisk & Finance teams in Berlin.


As a Credit Risk Analyst, you will:

  • Review and monitor portfolios developments and provide commentary on key features for internal and external reporting
  • Bring excellent analytical skills & problem-solving abilities
  • Maintain all dashboards and ensure they are implemented correctly
  • Build dynamic & productive relationships with key stakeholders
  • Work intimately with both Risk, Business Intelligence, and Finance to establish a consistently high-quality standard
  • Exercise good judgement and justify recommendations to senior stakeholders
  • Strengthen existing complex problem solving and data-driven decision making


You care about:

  • Tech innovation and knowledge sharing
  • Ownership: you easily communicate ideas, implement them, and take responsibility for your actions
  • Helping others: sharing knowledge with your colleagues is on top of your priorities
  • Fast-paced startups: you love adapting to different situations, and you know how and when to iterate fast and with high quality
  • Our product: you believe in our vision, and are willing to give your best to build the future of Grover


We are looking for a passionate analyst with:

  • Familiarity with credit risk analytics
  • 2+ years of previous experience at a bank or financial institution
  • Business case modelling / advanced Excel / financial modelling skills
  • Excellent knowledge of financial instruments
  • Familiarity with SQL
  • Knowledge of reporting and data visualisation software (Tableau, Microstrategy, Power BI)
  • Knowledge of Python or R is a plus
  • The flexibility to work in a fast-paced, high-growth and KPI-driven environment that is scaling fast
  • The ability to describe technical and financial topics to non-technical audiences


What we offer:

  • Flexible working hours
  • 2 days of home office per month
  • Entrepreneurial responsibility and flat-hierarchies
  • Career growth 
  • Modern, spacious office located in central Berlin
  • Open-minded variety of nationalities
  • German classes in the office
  • Smunch
  • Fresh Fruit & drinks
  • Team Events


About us

Grover is the European market leader in technology rentals, bringing the access economy to the consumer electronics market. We value entrepreneurship, intelligence, and purpose in everything we do. We’re a team of over 100 creative and motivated minds, from over 31 countries - this shapes our way of thinking and work approach. Open communication, teamwork, and drive all go a long way at Grover. Our HQ in Berlin Mitte offers plenty of space for fun, collaboration, and rethinking things.